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2021 Hurun wealth freedom threshold: 6 million yuan for third tier cities From Hurun Research Institute

The following is the 2021 Hurun wealth freedom threshold: 6 million yuan for third tier cities From Hurun Research Institute recommended by recordtrend.com. And this article belongs to the classification: Life data.

(March 31, 2021, Shanghai) the Hurun financial freedom in China 2021, which is divided into four stages: entry level, medium level, advanced level and international level, is released by Hurun Research Institute in collaboration with Baifu Zhongxin, which provides training and solutions for financial institutions and family inheritance industry ecology, and is subdivided into three types of cities in the first, second and third tier of China. “Hurun wealth freedom threshold” mainly considers housing, financial investment and annual income after family tax.

The threshold of entry-level wealth freedom in China’s first tier cities is 19 million yuan, that in second tier cities is 12 million yuan, and that in third tier cities is 6 million yuan

The threshold of intermediate wealth freedom is 65 million yuan in the first tier cities, 41 million yuan in the second tier cities and 15 million yuan in the third tier cities

The threshold of high-level wealth freedom in first tier cities is 190 million yuan, that in second tier cities is 120 million yuan, and that in third tier cities is 69 million yuan

The threshold of international wealth freedom is 350 million yuan, equivalent to 50 million US dollars

The number of China’s 6 million asset rich families exceeded 5 million for the first time

Hurun Research Institute, which provides quality list and research, released 2021 Hurun wealth freedom threshold

——How much money can we have wealth and freedom

Hurun Research Institute pointed out that the threshold of entry-level wealth freedom in China’s third tier cities is 6 million yuan, mainly including a 120 square meter urban ordinary house, two cars, 200000 yuan of family income after tax and 2.5 million yuan of financial investment; the threshold of intermediate wealth freedom is 15 million yuan, mainly including a 250 square meter urban ordinary house, a 200 square meter suburban second house, two cars and 500000 yuan The threshold of high-level wealth freedom is 69 million yuan, mainly including a 400 square meter urban ordinary housing, a 300 square meter suburban second housing, four cars, 2.5 million yuan of family income after tax and 25 million yuan of financial investment.

The threshold of entry-level wealth freedom in second tier cities is 12 million yuan, which mainly includes a 120 square meter urban ordinary house, two cars, 400000 yuan family income after tax and 5.5 million yuan financial investment; the threshold of intermediate wealth freedom is 41 million yuan, which mainly includes a 250 square meter urban ordinary house, a 200 square meter suburban second house, two cars, 1 million yuan family income after tax and 8 million yuan financial investment The threshold of high-level wealth freedom is 120 million yuan, mainly including a 400 square meter urban ordinary housing, a 300 square meter suburban second housing, four cars, 4 million yuan of family income after tax and 40 million yuan of financial investment.

The threshold of entry-level wealth freedom in the first tier cities is 19 million yuan, which mainly includes a 120 square meter urban ordinary house, two cars, 600000 yuan family income after tax and 8 million yuan financial investment; the threshold of intermediate wealth freedom is 65 million yuan, which mainly includes a 250 square meter urban ordinary house, a 200 square meter suburban second house, two cars, 1.5 million yuan family income after tax and 1.5 million yuan financial investment Financial investment of 2 million yuan; the threshold of senior wealth freedom is 190 million yuan, which mainly includes a 400 square meter urban ordinary housing, a 300 square meter suburban second housing, four cars, 6.5 million yuan of family income after tax and 65 million yuan of financial investment.

The threshold of international wealth freedom is 350 million yuan, equivalent to 50 million US dollars. It mainly includes a 600 square meter urban ordinary house, a 400 square meter suburban second house, a 400 square meter holiday house in the mountains and by the sea, four cars, 10 million yuan of family income after tax and 100 million yuan of financial investment.

“We divide the threshold of wealth freedom into four stages: entry level, intermediate level, advanced level and international level, and subdivide it into three categories of first, second and third tier cities in China,” said the chairman and chief research officer of Hurun Baifu. In the first tier cities, such as Beijing and Shanghai, the threshold of entry-level wealth freedom is 19 million yuan, the threshold of intermediate wealth freedom is 65 million yuan, and the threshold of advanced wealth freedom is 190 million yuan; in the second tier cities, such as Xi’an and Xuzhou, the threshold of entry-level wealth freedom is 12 million yuan, the threshold of intermediate wealth freedom is 41 million yuan, and the threshold of advanced wealth freedom is 120 million yuan; in the third tier cities, such as Haikou and Shantou, the threshold of entry-level wealth freedom is 12 million yuan The threshold of entry-level wealth freedom is 6 million yuan, the threshold of intermediate wealth freedom is 15 million yuan, and the threshold of advanced wealth freedom is 69 million yuan. “

“Compared with other countries, China’s entry-level wealth freedom threshold is relatively high, because there is a large demand for house purchase. For example, in India, young people’s demand for house purchase is relatively weak, so the threshold of entry-level wealth freedom is much lower. As long as there is enough money to rent a better house, it is enough. Compared with 19 million yuan in Shanghai, the threshold of entry-level wealth freedom in Mumbai may only need 9 million yuan. “

“The reason why we divide the threshold of wealth freedom into four stages is that every time we reach the threshold, changes in family conditions will create new needs for you. For example, when you reach the entry level, you will consider buying a bigger house in a better location and a second house in the suburbs. When you reach the intermediate level, you will consider buying a bigger house in a better location and so on. At the highest level, no matter how much, it’s useless. For example, entrepreneurs on our list of 100 rich people, whose average age is 55 years old, have more than 2 billion yuan of wealth. It’s more important for them to scale their enterprises, but it’s no longer for wealth. According to the 2021 Hurun shangyoupin survey, the most proud identity of high net worth people is entrepreneurs, followed by philanthropists and industry associations Leadership. “

“When we publish the 100 tiktok every year, many people will envy these entrepreneurs who have so much money, such as Zhang Yiming, the founder of the jitter, has about 100000000000. But how much can they use? Many entrepreneurs on our 100 rich list live a simple life. For example, Zong Qinghou said that he spends less than 50000 yuan a year. If he wants to talk about his hobbies, he only likes smoking and drinking tea. Liu Yonghao said that he likes Mapo Tofu and double cooked pork best. In the post material era, the entrepreneurs on the list have greater spiritual needs and simpler material needs. “

*** There should be a lot of people who are born rich and free. These people are lucky. The elements of family wealth include not only family assets, family businesses and human capital, but also social capital, including social connections and social influence. “

“We will envy the success and social status of the first generation of entrepreneurs and the circle and freedom of the second generation. Most of the people aged 16 to 60 in the world want to create wealth, have a house but no loan, do a job they like, and don’t give up for five bushels of rice. I hope this report can inspire more people to realize their dreams. “

“After wealth is free, you can also engage in the fields you love or are good at, such as art, music, sports and so on. In history, British biologist Darwin, because of his family’s freedom of wealth, was able to devote himself to his research and created the “theory of evolution” for the world

“According to the 2021 Hurun to superior product report, more than 60% of the high net worth respondents plan to travel around the world after their wealth is free, nearly 40% choose to study by charging, and 30% plan family trust and charitable donations.”

“From the perspective of wealth, a person’s happiest time is when he thinks that sooner or later he has a chance to realize wealth freedom, but not yet. Those who have achieved wealth freedom are not necessarily the happiest, because they also bear more responsibilities and pressure. ” Hurun added.

2021 Hurun wealth freedom threshold

More reading: China China Hurun Research Institute: Hurun Research Institute, 2019 Hurun charity list: hoorun Research Institute of hoorun Greater China in 2018: 2014 Chinese women’s list of rich women, Robin Li wife Ma Dong min ranked fifth Hurun Research Institute: 2017 Hurun global youth group start empty handed, rich list Zuckerberg top of Hurun Research Institute: 2015 global list of rich list *** 018 Hurun white paper on China’s investment immigration (download attached) Hurun Research Institute: 2018 white paper on China’s Financial Planner (download attached) Hurun Research Institute & China CITIC Bank: 2017 white paper on wealth management needs of China’s high net worth population (download attached) Hurun Research Institute: 2017 white paper on health index of China’s high net worth population (download attached) Hurun Research Institute Institute: 2017 China millionaires brand trend report

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