Online payment

The number of users of Brazil’s real-time payment system pix reached 110 million

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Nearly a year after the implementation of the state-owned real-time payment platform pix, even beggars have accepted this new payment method. According to the latest statistics, in the 11 months since the launch of the Central Bank of Brazil, the service has been rapidly popularized in Brazil. At present, more than 110 million Brazilians have used it at least once, and the transaction volume completed through the platform exceeds US $89 billion.

Pix is a real-time payment system created by the Central Bank of Brazil. Through pix, all wallets using QR code can be interoperable, which means that transfers and payments can be made from one e-wallet to another 24 / 7.

Roberto Campos Neto, President of the Central Bank of Brazil, said at an online press conference: “the payment method is undergoing great changes. Society needs fast, low-cost, safe, transparent and open products.”

The goal of the Brazilian Central Bank’s move is to introduce competition into a highly centralized banking system. At present, the top five banks in Brazil, including ITAU Unibanco and Banco Santander Brasil, hold about 80% of bank assets and deposits in Brazil.

Netto also revealed that the Brazilian Central Bank is negotiating with large technology companies such as Google and Facebook to develop the Brazilian payment market. “WhatsApp will soon realize point-to-point payment. I have a lot of communication with their CEO. He told me that through cooperation with us, the process is faster than in other countries. Our only concern is that we need to complete all audit standards to ensure that the system is conducive to promoting competition.”

Read more from cnBeta: camia: 2018 authoritative guide to Southeast Asian e-payment scenarios Nielsen: in China, Banking experience is crucial. Taiwan’s monetary Regulatory Commission: Apple pay tied 700000 cards in 9 days after entering Taiwan. China Banking Association: 167 million online payment users in China in 2011. Central bank: Q2 overall operation data of China’s payment system in 2013. IResearch: in 2010, China’s total card consumption through POS reached 10430 billion yuan. Foresee results: the penetration rate of mobile banking is still very low. Sina Finance & Economics & 51 Credit card: 2018 credit card industry report (with download) from virtual credit card to supply chain finance iResearch: 2015 Bank of China e-commerce industry chain trend report Hernandez: 2020 front-end trend forecast JavaScript will continue to prevail. People’s Bank of China: overall operation of payment system in the second quarter of 2019 (with download) Mic: Taiwan mobile payment users aged 26 to 35 increased by about 14.7%. Cross border payment: the overseas journey of “money”. Mymanila: the most popular mobile wallet in the Philippines

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