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The following is the 2020 network mutual aid industry white paper From Ant gold recommended by recordtrend.com. And this article belongs to the classification: Investment & Economy, research report.
Ant group Research Institute released the first “white paper on network mutual aid industry” in China. In 2019, the actual number of participants of China’s online mutual aid platform will be 150 million, and it is estimated that it will reach 450 million in 2025, covering about 32% of China’s 1.4 billion population. According to the white paper, according to the model calculation, in 2019, China’s social medical expenses for serious illness (excluding commercial health insurance) will be about 730 billion yuan, while the total amount of network mutual aid fund for serious illness will be about 5.4 billion yuan, accounting for 0.73%.
In other words, on the basis of China’s residents’ serious illness medical insurance, in 2019, network mutual assistance will increase the average level of national serious illness medical expenses from 60% to 60.73%, with a contribution of 0.73%. It is estimated that by 2025, the contribution of online mutual assistance will increase to 3%, that is, from 60% to 63%.
The low threshold and high performance price ratio of network mutual assistance add a layer of security to the low-income groups. According to the survey of the white paper, 79.5% of the participants’ annual income is less than 100000 yuan, 68% of the respondents have no commercial insurance, and 72% of the participants are distributed in the third tier cities and below.
Network mutual help also greatly improves the participants’ sense of life security. 77% of the participants believed that mutual assistance on the Internet had brought “improvement of security and sense of security”. In order to improve the security, 53% of the participants will join the mutual aid program for their families.
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