The Japanese use seven times as much cash as the Chinese From ITmedia

The following is the The Japanese use seven times as much cash as the Chinese From ITmedia recommended by recordtrend.com. And this article belongs to the classification: Life data.

UnionPay Japan branch investigated the current situation of cashless payment in China, Japan and South Korea   On August 16, a survey released by the Japanese branch of China UnionPay International Co., Ltd., which operates the bank card brand “UnionPay”, showed that among China, Japan and South Korea, the Japanese use the most cash per month, at 20663 yen (about 1223 yuan), seven times that of the Chinese and two times that of the South Koreans.

From April to May this year, the company conducted an online questionnaire survey on cashless payment among 300 male and female respondents aged 20 to 60 in China, Japan and South Korea. It was found that the monthly per capita cash use in China, Japan and South Korea were 2848 yen, 20633 yen and 9640 yen respectively, and the Japanese were most inclined to use cash payment.

The company also investigated the most commonly used cashless settlement methods in China, Japan and South Korea, including credit card payment, QR code payment, etc. Among them, the most commonly used cashless settlement method for Japanese and Korean is credit card payment, accounting for 90% and 83% respectively, much higher than QR code payment and debit card payment; The most commonly used cashless payment method for Chinese people is QR code payment, up to 86%, much higher than other payment methods.

In terms of QR code payment, the usage rates of Japanese and Korean are 54% and 62% respectively. It is worth noting that e-cash is the second most frequently used by the Japanese, up to 68%, which is mainly due to the high popularity of transportation IC cards in Japan (such as Japanese suica card called watermelon card), and many convenience stores and supermarkets support transportation IC card payment.

In terms of the amount paid by QR code, the Japanese who “paid less than 1000 yen” reached 59.2%, higher than 50% of Koreans and 33.7% of Chinese. The proportion of Chinese who “paid more than 10000 yen” was as high as 34.9%, and that of Japanese and Korean were 1.9% and 12.9% respectively. It is not difficult to see that there are obvious differences in the use of QR code payment among China, Japan and South Korea. Chinese and South Koreans tend to consume large amounts through QR code, while Japanese are limited to small amounts.

For the unstable factors that may be brought about by promoting cashless in the future, the biggest concern of respondents from China, Japan and South Korea is “security”.

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