China Pension Finance Survey Report From CAFF50

The following is the China Pension Finance Survey Report From CAFF50 recommended by recordtrend.com. And this article belongs to the classification: Life data, research report.
The survey results of China Pension Finance Survey Report (2021) show that:
15.6% of the respondents had been cheated in financial investment, and 84.4% had no experience of being cheated. According to the survey results of pension finance in 2017, 2020 and 2021, the proportion of respondents cheated in financial investment shows a downward trend:
The proportion of respondents cheated was 30.3% in 2017 and 21.47% in 2020. This reflects the improvement of residents’ awareness of anti fraud, and also reflects that the country has achieved good results in combating financial fraud.
Among the respondents who had been cheated, nearly 80% of the respondents were cheated less than 10000 yuan, of which 41.56% were cheated less than 3000 yuan. On the whole, most respondents were cheated in financial investment with a low amount, which may be due to the fact that petty fraud is easier to relax people’s vigilance. At the same time, 9.21% of the respondents were deceived, and the amount cheated exceeded 20000 yuan or more. This reflects that there are still deficiencies in the awareness of the majority of residents to prevent financial fraud. It is necessary to continue to improve the awareness of residents to prevent fraud and strengthen anti fraud measures.
The survey results show that 46.78% of the respondents chose to report to the public security department, which is the first choice of the respondents. Other main feedback channels include direct negotiation with merchants (20.86%), complaint to consumer associations for mediation (20.44%), arbitration to relevant departments or litigation to the court (12.45%). This reflects that residents have a certain sense of rights protection. However, 20.28% of the people chose to admit bad luck, which may be due to the small amount of cheated, the insufficient publicity and popularization of rights protection knowledge and the unimpeded channels of rights protection.
Specifically, 50.81% of the respondents preferred bank deposits for pension investment / financial management, followed by commercial pension insurance (27.98%), bank financial management (26.27%), real estate (21.69%) and fund (15.59%). In addition, some respondents have also participated in enterprise annuity and occupational annuity, and some respondents have made pension wealth reserves by purchasing stocks, trust products and national bonds, but 15.92% of the respondents have not made any pension wealth reserves.
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